SICMMP
Use your tax savings to purchase benefits
A Self Insured Concierge Medical Management Program that redirects existing payroll tax treatment into benefits your employees actually use, without adding to the benefits budget or reducing take-home pay.
How it works
Set up once. Runs every payroll.
Send a payroll census
We start from a real payroll register, not an estimate. Wages, pay frequency and withholding elections drive everything downstream.
See the modeled result
You get a proposal built from that employer's own numbers: employer savings, the benefit funded, and the effect on each paycheck.
Implement alongside the plan
The program sits next to the existing major medical plan. No carrier change, no network disruption, and nothing employees have to relearn about their coverage.
Where it lands
Three sides of the same case
A SICMMP case has to work for everyone at the table at once. Pull the cards to see what each side actually gets.
Lower payroll tax and workers compensation exposure, with no added benefits budget.
Coverage is funded without asking the employee to give up wages to pay for it.
$0-copay telehealth, prescription support and mental health care, alongside the existing plan.
Hover a card to read it
Both sides of the paycheck
The employer saves. The employee gains.
The structure works because it uses tax treatment that already exists. Nothing here depends on the employer finding new budget.
- Lower employer payroll tax and workers' compensation exposure
- Funds $0-copay telehealth, prescription and mental health benefits
- No change to the existing major medical plan or its network
- Employee take-home pay is not reduced to pay for it
See what it looks like on your payroll
The only way to know what this is worth to a specific employer is to run that employer's census. Send it over and we will model it.
Start a caseNothing on this page is tax or legal advice. Program availability and treatment vary by state and by employer situation.