National reach. Local expertise.
The Agape Advantage
We give our broker partners the markets, the programs and the follow-through to win business and keep it. One general agency across group, individual, Medicare and ancillary lines, plus a tax-savings program most brokers cannot get anywhere else.
What we place
Go beyond group medical
A group is rarely just a medical plan. We carry the lines that let a broker serve the whole employer, and the whole employee roster, without sending anyone elsewhere.
Group Benefits
Medical, dental, vision and life for employers of every size, placed through the carriers that fit the group rather than the ones that fit us.
SICMMP
A Self Insured Concierge Medical Management Program that redirects payroll tax savings into benefits employees actually use.
Individual Health
On and off-exchange individual coverage, including the groups whose employees are better served one at a time.
Medicare
Advantage, Supplement and Part D for the employees aging into Medicare and the retirees already there.
Ancillary
Accident, critical illness, hospital indemnity and the voluntary lines that round out a package without moving the medical spend.
A partner, not a portal
Our strength is the quality of our attention, all aimed at one thing: growing and protecting your book.
Rates open the door, but the relationship is decided at renewal, when the phone gets answered and the work gets done. That is the part we build everything around.
How we work
What a broker gets from us
Quote through renewal
We stay on the case after it is placed. Implementation, service questions and the next renewal are part of the same relationship, not a handoff.
One agency to call
Group, individual, Medicare and ancillary sit under one roof, so an employer with a mixed roster does not become four separate relationships.
Real numbers before a signature
The tax-savings program is modeled from the employer's own payroll census, so the figures in a proposal are that employer's figures.
SICMMP
Use your tax savings to purchase benefits
A Self Insured Concierge Medical Management Program that turns existing payroll tax treatment into a funded benefit package, without asking the employer to add budget or the employee to give up take-home pay.
Lower payroll tax and workers compensation exposure, with no added benefits budget.
Coverage is funded without asking the employee to give up wages to pay for it.
$0-copay telehealth, prescription support and mental health care, alongside the existing plan.
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Contact us
Let's work together
Find your state
Tell us where you write and what line you are working on, and the right person picks it up.
Open the mapSend a message
A few quick questions and the best way to reach you. We will come back to you directly.
Get in touchTalk through a case
Working a group already? Bring us the census and we will model it before you go back to the employer.
Start a case